FinBox Raises $40 Mn in Series B to Expand AI-Powered Credit Infrastructure

Bengaluru, India – September 18, 2025 – FinBox, a Bengaluru-based credit infrastructure fintech, has raised $40 million in Series B funding (a mix of primary and secondary capital). The round was led by WestBridge Capital, with continued participation from existing backers A91 Partners and Aditya Birla Ventures.

The startup will use the fresh capital to boost technology investments, expand globally, and deepen its AI-native product suite, including its Sentinel BRE, Partnership Lending Stack (Prism), BankConnect, DeviceConnect, and KYC APIs. Future plans include building agentic AI workflows and a fraud intelligence suite.

FinBox powers digital lending journeys for leading institutions, including HDFC Bank, Kotak Mahindra Bank, Poonawalla Fincorp, Aditya Birla Capital, Muthoot Fincorp, and Tata Capital. Its platform enables lenders to digitize loan origination, credit decisioning, and disbursal at scale.

“This funding marks an important milestone in our journey to redefine credit infrastructure and intelligence for the next decade,” said the FinBox founding team – Rajat, Anant, Nikhil & Srijan. “With the trust of our customers and the backing of our investors, we are committed to building a global-scale fintech infrastructure company that is made in India.”

Investors echoed strong support. Deepak Ramineedi, Partner at WestBridge Capital, said: “FinBox has established itself as a product-first platform that addresses critical gaps in India’s credit ecosystem. We believe FinBox is well positioned towards becoming an integral layer of India’s evolving digital credit infrastructure.”

Aryaman Vikram Birla, Founder of Aditya Birla Ventures, added: “The team is well positioned to continue building industry-defining products and play a pivotal role in powering India’s digital credit infrastructure in an AI-enabled era.”